A New System Now, Payments That Fit
A failed furnace or AC should not wreck your budget. Spread the cost of a new system over time through Wells Fargo Bank, N.A., with the terms shown to you in writing before you commit.
HVAC Financing · West Chester, PA
Comfort Should Not Have to Wait for Savings
A new HVAC system is one of the bigger purchases a home makes, and breakdowns rarely schedule themselves around your bank balance. That is why Precision Air offers financing options with approved credit through Wells Fargo Bank, N.A., so you can fix the comfort problem now and manage the cost over time.
Whether you are replacing a tired unit or handling an unexpected repair, you will see your options in writing, with the price, the terms, and the monthly picture laid out before any work begins. No surprises at the end, because there were none at the start.
Financing Plans · Wells Fargo Bank, N.A.
Two Ways to Finance, Spelled Out Plainly
Pick the plan that fits your budget. Both are offered with approved credit through Wells Fargo Bank, N.A. You apply directly and securely with Wells Fargo, so Precision Air never sees your Social Security number, income, or credit details.
No Interest if Paid in Full within 12 Months
With regular monthly payments across the promotional period.
- Make the regular monthly payments Wells Fargo sets during the 12-month period.
- Pay the balance in full before month 12 ends and you owe no interest.
- Best for a planned replacement you expect to pay off within the year.
9.99% APR for 120 Months
A fixed 9.99% APR with equal monthly payments over 120 months (10 years).
- A fixed 9.99% Annual Percentage Rate for the entire term.
- Equal monthly payments keep the cost predictable.
- Spreads a larger system over ten years for a lower monthly payment.
Financing offered through Wells Fargo Bank, N.A. All financing is subject to credit approval; not all applicants will qualify. A minimum purchase amount may be required. Terms and conditions apply.
Plan 0012 — No Interest if Paid in Full within 12 Months: no interest will be charged on the promotional purchase if it is paid in full within 12 months, with regular payments. If it is not paid in full within 12 months, interest is charged from the purchase date. This is a deferred-interest promotion, not 0% APR financing.
Plan 3692 — 9.99% APR for 120 Months: a fixed 9.99% Annual Percentage Rate with equal monthly payments for 120 months.
You apply directly and securely with Wells Fargo Bank, N.A. Precision Air does not collect or store your Social Security number, income, or credit information, and charges no application or setup fees.
Wells Fargo Privacy & Security Notice of Data Collection Opt-Out Notice
How It Works · 3 Simple Steps
From Estimate to Installed, Without the Wait
The financing conversation happens right inside the estimate, so nothing stalls.
Start with a consultation
A project manager measures your home, walks through options at a few budgets, and prices everything in writing. The estimate is free.
Apply and get a decision
Apply online with Wells Fargo Bank, N.A. Credit decisions come back quickly, with the terms spelled out plainly. No hidden fees, no surprises.
We install, you relax
Once financing is approved, our crew gets to work. Most installations finish in a single day, and we haul away the old equipment.
More Ways to Manage the Cost
Three Levers Before You Pay Full Freight
Financing is one tool. Depending on the system you choose, these can stack on top.
Financing through Wells Fargo
Spread payments over time with approved credit, keeping your emergency fund intact while the new system starts saving energy immediately.
Utility rebates on efficient systems
Programs from PECO and the Delaware Electric Cooperative have offered rebates on qualifying ENERGY STAR heat pumps, ACs, and mini-splits. We check what applies to your quote.
Comfort Club membership
Plans from $10 a month include seasonal tune-ups and 10% off repairs, which protects the investment you just financed. See the plans.
Ready to Run the Numbers?
Apply Online, or Do It at the Kitchen Table
You can apply for Wells Fargo financing online right now, or have your project manager walk you through it during the free in-home estimate. Either way, you will know exactly where you stand before any work is scheduled.
Prefer to talk it through first? Call the office and ask for a financing rundown. It takes about five minutes and there is no obligation attached.
Quick credit decisions with the full terms shown up front by Wells Fargo. Subject to approved credit.
Apply with Wells FargoFinancing offered with approved credit through Wells Fargo Bank, N.A.; not all applicants will qualify. See the Plan 0012 and Plan 3692 terms above. Precision Air does not charge application fees or collect your Social Security number, income, or credit information.
Request your free estimate
Tell us what’s going on. A real person follows up, usually the same business day.
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Free Estimate · Financing Options Included
Get the Real Number, Not a Guess
Tell us about your home and what the system is doing. A project manager brings options at a few budgets, with financing laid out beside the cash price, so you can decide with the whole picture in front of you.
- Real people, fast callbacksSomeone here picks up during business hours and gets a technician moving. After hours, an answering service has your back and you get a callback in minutes, not a recording.
- Clear answers before any workYour technician finds the cause, shows you the proof, and prices the fix in writing before touching a thing. For a new system, a project manager measures your home and lays out options at a few budgets.
“When you call, you get a person who actually helps.”
Eric Light · Owner & President
HVAC Financing · FAQ
Financing Questions, Answered Straight
The details homeowners ask about most before they apply.
Still have a question? Call usWhat HVAC financing plans are available?
Who provides Precision Air’s financing?
Who can apply for HVAC financing?
What can I finance?
Does Precision Air charge financing fees, and is my information safe?
How fast is the credit decision?
Are utility rebates available too?
Ready When You Are
Comfort Now. Payments on Your Terms.
Call for a free estimate and see the financed and cash options side by side. No pressure, no quotas, no surprises.
Family-owned in West Chester since 1993 · ★ 4.9 from 900+ Google reviews